Dual pricing shows two prices at checkout. Customers who pay with a credit card see a small service fee, while cash and debit customers pay the posted price. That way you keep 100% of every sale instead of losing 2.6% to 3.5% to processing fees.

With our standard pricing you pay the actual interchange rate set by the card networks, plus a small margin of 0.40% + 10¢ per transaction. There are no markup surprises, and you save the most on lower-cost transactions like debit cards.

Flat-rate processors charge about 2.29% to 3.5% on every transaction, no matter what the card actually costs to process. Because we pass through actual costs, your effective rate is usually lower.

The calculator uses your business type, monthly card volume, average ticket and in-person versus online mix. Your final rates depend on your actual card mix, so a bilingual specialist will confirm your numbers with a personalized quote.

The form unlocks your full numbers and lets a specialist follow up with a quote built for your business. There is no cost and no obligation.

Tell us about your business and a specialist will reach out. You get free POS equipment, 24-hour activation, bilingual support and no long-term contracts. Contact us or read merchant reviews.